MoneyPlanSOS
Personal Finance Architect helping everyday Americans form a solid foundation on which to build their house of Financial Freedom!
Visit Show Website http://www.moneyplansos.com/Recently Aired
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Who I Am – sos040
I don't really have a story. There was no life-altering ...
I don't really have a story. There was no life-altering event or pre-destined career choice I followed in order to help people with their personal finances. Sorry, no car chases or bungee-jumping in my history caused me decide to do what I do.
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Open Enrollment Part 3 of 3 – 401k or IRA
Saving for retirement is very important. The first thing is ...
Saving for retirement is very important. The first thing is to open an account and the second is to keep putting money in it over a long period of time. Like planting a seed: Opening an account is like planting a seed and continuously funding the acc...
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Open Enrollment Part 2 of 3 – Cafeteria Plans and saving with FSA
Cafeteria Plans are part of the Section 125 in the ...
Cafeteria Plans are part of the Section 125 in the IRS code. What that means for you: Only for employees of companies who offer such plans Pre-tax benefit: BOTH employer and employee save on Federal Income taxes and Social Security/Medicare con...
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Open Enrollment Part 1 of 3 – Insurance Options
Open Enrollment occurs around this time every year. Packets full ...
Open Enrollment occurs around this time every year. Packets full of information about employee benefits are filling mailboxes everywhere. We often choose what looks like the best deal but there are other options. Have you looked at the alternatives?
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Should I Refi – MoneyPlan SOS podcast episode 36
Interest rates are so incredibly low that it makes sense ...
Interest rates are so incredibly low that it makes sense for many homeowners to refinance. Do you understand all the options available to you? Do you know all the ins-and-outs when it comes to getting a mortgage? -
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A MoneyPlan for Kids – sos035
Teaching kids about money is hard. The good news is ...
Teaching kids about money is hard. The good news is that it isn't complicated. It can be broken down to four things: The three things you can do with money and how you get some (work). There are only 3 things you can do with money.
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No thanks credit score! I’m Saying No To FICO – sos034
I'm Saying No To FICO and working on my Debit ...
I'm Saying No To FICO and working on my Debit Score 5 components of FICO score: 10% Type of credit (debt) 10% New credit (debt) 15% Credit (debt) history 30% How much you owe 35% Debt payment history -
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eCredable is Incredible: Using alternatives to prove credit worthiness – sos033
Steve Ely, CEO of eCredable, used to work for Equifax ...
Steve Ely, CEO of eCredable, used to work for Equifax running the Direct Consumer Business. One of the challenges he experienced was they had a very limited scope in terms of how they could help consumers. Consumers really wanted help with financial ad...
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Privatizing Social Security: Interview with Ashley Barnett – sos032
Ashley Barnett, Personal Finance Blogger from MoneyTalksCoaching.com, shares her thoughts ...
Ashley Barnett, Personal Finance Blogger from MoneyTalksCoaching.com, shares her thoughts on Social Security. We know the system is broken but what can be done to fix it? She has an idea and she wrote about it in her blogpost "An Argument For Privatizi...
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House Poor Are You? Is it better to buy or rent? – sos031
House Poor Are You? There are some stark differences that ...
House Poor Are You? There are some stark differences that I just wanted point out between buying and renting because knowing these differences might just help that first home buyer or someone who is strapped to their house. You see,